When is savings bond mature

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One of the popular vehicles is the Series EE bond, which is a savings bond that pays a fixed rate of interest until maturity. Savings bonds offer you a way to earn a little extra on your cash, thanks to the power of compounding returns. When you choose Series EE bonds, you have the opportunity to double your investment if you hold them for 20 years.

The maturity dates for Series EE bonds depend on when they were issued. The maturity date is the point at which the U. As long as you cash in your bond at the maturity date, you can guarantee your investment will be double.

The Treasury Department makes an adjustment to the interest earnings if needed. Pendergast points out that the longer you hold your bond, the more likely you are to benefit from it. If you want full value, you should hold the Series EE bonds at least until maturity, and if you want extra, you can hold them until 30 years. Savings Bonds. Series EE Bonds. Series I Bonds. Series HH Bonds. Key Takeaways Savings bonds are sold by governments to their citizens to help fund federal spending, and provide savers with a risk-free return.

Savings bonds are sold at a discount and do not pay regular interest. Instead, as they mature, they increase in value until they reach full face value at maturity. The time to maturity for savings bonds will depend on which series issue is owned. Article Sources. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate.

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Savings Bonds As a Long-term Investment. Savings Bonds? Bonds vs. Although your browser settings don't allow you to view the website survey we're conducting, please e-mail your comments.

Do you have savings bonds or marketable Treasury securities that have matured and stopped earning interest? If so, this may be a good time to cash them and use that money for a project or a financial need or put your money back to work for you again in a new investment.

Note: Not sure if you have an older bond that's stopped earning interest? Use our Treasury Hunt search engine to see if any bonds are listed in the database. If you have your bonds in hand, follow the information below. Treasury Hunt is updated monthly.